Structuring the future of global finance.
We built the unified infrastructure that powers the next generation of borderless commerce, making global payments as simple as local ones.
Connecting African businesses to the global economy.
We are a financial technology company bridging the gap between local markets and the global economy. Our mission is to provide equal access to the global financial system through a unified infrastructure.
Global Payments
Accept payments from customers worldwide using cards, bank transfers, and mobile wallets. We handle the complexity of local acquirers so you don't have to.
Intelligent Payouts
Disburse funds to vendors, employees, and partners in over 100 currencies. Our automated routing finds the fastest and cheapest rails for every transaction.
Real-Time FX
Hold, swap, and hedge currencies instantly. Protect your business from volatility with our transparent rates and multi-currency treasury dashboard.
Regulatory Excellence by Design.
Payline is strategically positioned with a robust regulatory foundation. We hold a PSSP license from the Central Bank of Nigeria (CBN) and a Canadian Money Service Business (MSB) license, enabling secure cross-border operations and multi-currency settlements globally.
PSSP Licensed
Central Bank of Nigeria (CBN)
Canadian MSB
Cross-border Operations
Strategically Positioned Across
Key Global Frontiers.
Payline is rapidly scaling its global footprint, anchoring a robust presence across Africa while extending our reach into the international financial landscape.
Nigeria
Headquarters
Regulatory base & tech hub.
Kenya
Regional Presence
Ghana
Regional Presence
South Africa
Regional Presence
USA
Financial Gateway
UK
Financial Gateway
Canada
Financial Gateway
Europe
Financial Gateway
China
Financial Gateway
Fastest Settlements for
Global Liquidity.
Our currency exchange and trading operations leverage a sophisticated correspondent network to ensures your capital moves without friction, supporting collections and payouts globally.
Spot Trade
Telex on trade date (T). Value date T+1.
T+1 Trade
Telex on trade date (T+1). Value date T+2.
Who we serve
Tailored financial infrastructure for every scale of business.
E-commerce
Secure and reliable payment gateways to facilitate smooth transactions for your digital storefronts.
Enterprise Retail
Unified transaction processing for wholesalers and large-scale retailers needing multi-channel support.
Travel & Hospitality
Complex payment flows made simple for bookings, reservations, and cross-border guest payments.
Professional Services
Seamless invoicing and automated collections for service providers and agencies.
Individuals
Simple, secure peer-to-peer payments and digital wallet solutions for everyday needs.
Driven by values
Integrity
We uphold the highest ethical standards in compliance, transparency, and data protection.
Innovation
We continuously seek new solutions, pushing boundaries to improve business outcomes.
Collaboration
Our strength lies in teamwork, open communication, and collective dedication.
Customer Centric
We prioritize our clients' needs, delivering personalized and responsive support.
Agility
We embrace flexibility, swiftly adapting to evolving market and regulatory landscapes.